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Net Worth Calculator
Assets (What You Own)
Total Assets: $520,000
Liabilities (What You Owe)
Total Liabilities: $325,000
Net Worth
$195,000
Total Assets
$520,000
Total Liabilities
$325,000
Asset Allocation
Liquid (Cash) 2.9%
Investments 24.0%
Real Estate 67.3%
Other 5.8%
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How to Use the Net Worth Calculator
- Enter all your asset values (what you own)
- Enter all your liabilities (what you owe)
- View your net worth and asset allocation
- Track changes over time by recalculating periodically
Net Worth Benchmarks
- Age 30 - Half your annual salary
- Age 40 - 2× your annual salary
- Age 50 - 4× your annual salary
- Age 60 - 6× your annual salary
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Frequently Asked Questions
What is net worth?
Net worth = Total Assets - Total Liabilities. It's a snapshot of your financial health at a point in time.
What counts as an asset?
Assets include cash, investments, retirement accounts, real estate equity, vehicles, and valuable possessions.
What counts as a liability?
Liabilities are debts: mortgages, car loans, student loans, credit card balances, and other money owed.
What is a good net worth?
A common benchmark is (Age × Annual Income) / 10. At 30 earning $60,000, aim for $180,000 net worth.